
Why Oil Tanks Fail From the Inside Out
Steel oil tanks almost never rust through from the outside. In cold weather, moisture condenses inside the tank, sinks through the oil, and settles on the bottom — quietly corroding the steel from the inside. That's why a tank can look fine years after the bottom has thinned, and why age matters more than appearance.
- Indoor single-wall steel:20–30 years is common with care; 15–20 is the benchmark most insurers now use.
- Double-wall tanks:Granby and Roth both make secondary-containment options; warranty terms vary by manufacturer and model.
- Outdoor above-ground:weather exposure shortens tank life — plan on the low end of the indoor range.
- Legacy underground steel:anything over 25 years old should be assumed to be at end of life.




